Episodes

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Tax Day Reality Check: What You Missed and What’s Coming

We filed. We either got a refund or we owe. But here’s the real question nobody’s asking: did we actually learn anything? Or did we just white-knuckle our way...

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QDROs, Pensions, and the Divorce Mistakes That Cost You

Divorce is already one of the hardest things a person can go through. What makes it worse is finding out months or years later that a financial decision made...

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Business Funding That Won’t Ruin Your Cash Flow | Sara Weldon

Most business owners don’t go looking for funding because they planned for it. They go looking because something broke. Payroll is due Friday. Revenue dipped. The reserves ran out....

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The Economy Isn’t Recovering. You’re Just Outside. | Let’s Get Real Ep. 35

Spring is here… and it’s lying to you. The sun came out. Soccer started up. You feel optimistic. And that’s actually the problem. Because while everyone’s outside, the economy...

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Skip the Estate Plan, Wreck Your Family | Griffin Bridgers

Most people don’t skip estate planning because they don’t care. They skip it because they’re terrified. Terrified of facing their own mortality. Terrified of making the wrong call. Terrified...

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You Haven’t Earned S*** Yet | Let’s Get Real Ep. 34

You think you made it. That’s the problem. At some point you crossed a line. You got the promotion. Paid off the debt. Hit a goal you’d been chasing...

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No Receipts, No Raise: The Hard Truth About Pay Gaps

You walked into that review with receipts. You ran the relationships, trained the people who got promoted over you, covered someone’s maternity leave for free, and showed up every...

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They Started a War…You’re Paying For It | Let’s Get Real Ep. 33

We took a road trip for spring break. Flights were outrageous. Gas was fine. Made sense. But I built in the seasonal spike. I always do. Spring break demand,...

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What Your IRS Letter Really Means with Morgan Anderson

You see those three letters on the return address and your stomach drops. IRS. Your brain goes straight to worst-case scenarios. Am I being audited? Do I owe money?...

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The Economy Is Breaking People. Give Each Other Grace | Let’s Get Real Ep. 32

Just got out of the barbershop… and the weight of what I heard followed me to the car. A barber who moved into a new apartment, week and a...

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Think Feel Do: Fix Your Money Mind w/ Ashley Quamme

You know that pit in your stomach when you open your bank account late at night? That moment where the numbers load and your heart rate spikes before you...

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Raising Black Boys When America Can’t Decide What You Are | Let’s Get Real Ep. 31

America says it’s cool with you being Black… until it isn’t. Too dark for the white side. Too light for the Black side. And somehow, you’re just supposed to...

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The Gap Between Hustle and Strategy

You’ve got the passion. You’ve got the vision. You’ve got the people behind you. And you still can’t get a yes. Why? Because you’re speaking YOUR language — not...

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The Black Woman Who Built a College and a Movement | Let’s Get Real Ep. 30

Black History Month isn’t supposed to be a highlight reel of the same five names. It’s supposed to be receipts. And today I’m putting you on one most people...

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Thermo King, Cold Food, and Black Innovation They Hid From You | Let’s Get Real Ep. 29

Most of your daily life runs on Black innovation and you don’t even know the names. That’s not just “history class trivia.” That’s power. Because when you don’t know...

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America’s Chaos Problem Is Getting Worse | Let’s Get Real Ep. 28

This is Episode 28 of Let’s Get Real and I’m not here to whisper. I’m here to say the part out loud: when “safety” starts looking like chaos, somebody’s...

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Your Business Isn’t Growing Because Your Message Is Weak

The world is chaotic and people are tired. And when people are tired, they stop rewarding “safe.” They reward clear. In this Black History Month Series episode, I’m joined...

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12 Days of Giving Day 12: Your Advisor Is Falling Behind: Crypto, Alts, and Reality

Happy holidays—and let’s be real: the markets, the economy, and “the plan” don’t look clean right now. In this 12 Days of Giving episode, Shana Orczyk Sissel comes back...

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12 Days of Giving Day 11: Why Most Nonprofits Fail (And How This Donkey Rescue Fights Back)

Everyone loves to romanticize nonprofits. Cute animals, smiling founders, feel-good posts. But behind the scenes? It’s brutal. In this 12 Days of Giving episode, we rip the filter off...

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12 Days of Giving Day 10: Stop Forgetting What December Cost You

December is chaos. Holidays, travel, weather, kids, hosting, work, pressure to “make it special” – and then we act shocked when the credit card statement smacks us in January....

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12 Days of Giving Day 9: Fighting an Erroneous 1099-R and Winning $146K Back

If you still believe “the IRS already knows what you made, they should just do your taxes for you,” this episode might slap that idea right out of your...

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12 Days of Giving Day 8: From $1.5M in Predatory Debt to Breathing Room in 4 Days

This isn’t a cute budgeting episode. This is a $14 million revenue business buried under $1.5 million in stacked merchant cash advances, with money ripped out of the account...

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12 Days of Giving Day 7: You’re Not Broken: Why ‘Normal’ Couples Still Fight About Money

Most couples think they’re “broken” because they argue about money. The truth? You’re probably more normal than you realize—you’ve just never been taught how to talk about money without...

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12 Days of Giving Day 6: How a Dermatologist Went Viral by Finally Just F*ing Doing It

Most business owners aren’t losing opportunities because they’re bad at what they do. They’re losing because nobody knows they exist. Why? Because they refuse to show up. In this...

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12 Days of Giving Day 5: Unfiled Tax Returns, Dementia & $50K in Penalties: Now What?

If you think the IRS is always right because they “have the numbers,” this episode will shake that faith real quick. In this 12 Days of Giving episode, I’m...

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12 Days of Giving Day 4: From Eviction Fears to a $10K Debt Payoff Game Plan – Single Mother Story

The holidays are here, the cards are swiped, and a lot of you are sitting there doing the math you’ve been avoiding all year. In this 12 Days of...

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12 Days of Giving Day 3: Your Presence Is Enough: Rethinking Holiday Gifts & Money

What happens when your generosity becomes the very thing that threatens your future? In this 12 Days of Giving episode, I sit down with therapist and member of the...

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12 Days of Giving Day 2: The $400K Divorce Mistake We Caught Just in Time

Divorce is already brutal. But when the money is handled wrong, it stops being “emotional pain” and turns into “your future just got cut in half.” In today’s 12...

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12 Days of Giving Day 1: Your Lazy Teen Isn’t Broken: Money, Motivation & Reality

This one’s for every parent staring at their older teen or college-age kid thinking, “Why aren’t you moving? Why aren’t you launching?” You did the “right” things: good schools,...

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Death Manuals, Donor-Advised Funds, and the Legacy You Leave

Most people don’t give at year-end because they’re saints. They give because of taxes… and then hope the IRS sees it the way they do. In this episode, I...

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Inflation Sucks. Markets Are Wild. Here’s Why I’m Still Thankful. | Let’s Get Real Ep. 27

Thanksgiving hits different when you’re the one holding everything up. The bills, the business, the team, the family. And then people tell you, “Be thankful.” In this episode of...

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Thanksgiving Money Triggers: Boundaries, Shame, Peace W/ Rachel Duncan

This one’s for anyone walking into Thanksgiving with a pit in their stomach about money. You know the drill: old stories, old roles, and fresh triggers. I brought financial...

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Coach Or Planner? The Truth About Getting Your Money To Move | Let’s Get Real Ep. 26

Most owners wait to hire a planner until everything is “ready.” That’s how you stay stuck. I asked my communities why more people aren’t working with planners and the...

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Wills, Trusts, and Buy-Sell Mistakes You Can’t Afford W/ Griffin Bridgers

If you’ve been punting your estate planning all year, this is your wake-up call. In this episode, I bring in Griffin Bridgers—a recovering attorney who lives in this space—to...

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Hispanic Households, Media Myths, and Real Boundaries w/ Daniela Molina

This one hits where it hurts: the living room. We dig into how money actually moves in multi-generational, first-gen Hispanic households during the holidays when everyone has an opinion...

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Silence Doesn’t Pay: Your Q4 Leverage Window w/ Dr. Renee Baker

This is your leverage window. Q4 is when companies lock budgets, finalize promotions, set equity, and protect retention risk. Translation: decisions are being made about you—often without you. If...

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Year-End Authority Sprint with Matt Halloran

Q4 exposes the truth. Some of you are sprinting. Some of you are stuck in chaos. Either way, the calendar isn’t a magic wand—and the holidays won’t save sloppy...

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Alternatives Decoded: Due Diligence and Deployment

If you’re still pretending 60/40 will solve everything, this episode is your wake-up call. I brought back the Queen of Alts, Shana Orczyk Sissel, to rip through the reality...

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Pause, Pray, Process: Financial Harmony with Dr. Preston Cherry

Money feels heavy right now. Prices are loud, headlines are louder, and everyone’s telling you to either hoard cash or gamble big. I’m not interested in either. I brought...

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Alimony, 50/50, Prenups: The NoBS Divorce Money Playbook

Divorce is not just a life event. It is a wealth event. In this episode, I sit down with Certified Divorce Financial Analyst Jamie Lima to rip the cover...

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Insurance Myths That Keep You Broke and Exposed

Insurance isn’t boring—it’s the foundation of your wealth plan. Most people treat it like an afterthought, only glancing at benefits during open enrollment and hoping nothing bad happens. That’s...

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Why Traditional Advice Fails First-Gen Wealth Builders

This episode pulls no punches. We’re talking about the realities of first-generation wealth building, the systemic oppression that keeps people stuck, and the truth about how legacy gaps can...

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Tips, credits, and chaos: what the new bill really does

You want the truth about the One Big Beautiful Bill. Not headlines. Not wishful thinking. The real impact on your money and your business. That is what we cover...

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Stop Posting Daily: The Real Q4 Content Strategy That Works

Q4 is the graveyard for lazy marketing. Every year, business owners crank out more posts, flood their feeds, and wonder why nothing sticks. It’s not about more volume. It’s...

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The NoBS Collective: Why We’re Resetting Wealth Conversations

It’s time to reset. No fluff, no filler, no long-winded bios. Just raw conversations about money and wealth that actually matter. The NoBS Wealth Collective is here. A vetted...

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Parenting Truths No One Says Out Loud | Let’s Get Real Ep. 25

Parenting isn’t content. It’s real life. It’s loud, messy, exhausting, and worth every ounce of you. In this episode of Let’s Get Real, I talk honestly about back-to-school chaos,...

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Scams, Layoffs, and Teacher Pay Cuts | Let’s Get Real Ep. 24

This week on Let’s Get Real – we’re tearing into the headlines from the week of August 4th and not holding back. From FBI-confirmed pump-and-dump scams designed to leave...

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Lose Reception. Gain Perspective. | Let’s Get Real Ep. 23

You ever unplug long enough to actually feel again? In this episode, I pull back the curtain on what really matters—not headlines, not hustle culture, not market panic. But...

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Ep. 135 – The IRS Nightmare is a Myth: How to Escape Tax Hell Without Going Broke

Stop hiding from those IRS letters. They’re not coming to drag you away in handcuffs. The biggest lie the government ever told you? That tax debt will ruin your...

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The Truth About “The Big Beautiful Bill” | Let’s Get Real Ep. 22

You didn’t ask for this bill. Hell, most people didn’t even know it got signed. But now it’s here—and it’s coming for your wallet, your business, your health benefits,...

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Ep. 134 – Rewire Your Brain to Build Wealth & Beat Burnout for Good

Stop trying to think your way to wealth. Your nervous system has been calling the shots this whole time. Most financial advice tells you to “remove emotions” from money...

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SBA Just Screwed Small Business — And You’re Next | Let’s Get Real Ep. 21

Your money’s getting played while you’re scrolling memes. Time to wake the f*ck up. This ain’t your typical finance bro BS – we’re talking about the real moves happening...

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Ep. 133 – From Beijing Bars to Bestseller: How 14 Days in Chinese Prison Changed Everything

What happens when a college football player gets locked up in Beijing for smoking weed and turns it into a bestselling book empire? Picture this: You’re 24, fresh out...

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Week of 6/13/25: The Fed Just Screwed You, Private Equity Is Bleeding Parents Dry & War Economics Are Here

YOUR MONEY IS UNDER SIEGE RIGHT NOW The system is rigged. Private equity vultures are bleeding your kids’ sports funds dry. The Fed is holding rates hostage because of...

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The Truth About Death They Don’t Prepare You For | Let’s Get Real Ep. 19

Let’s Get Real just got real as hell. Stoy strips away the bullshit and takes you through the brutal reality of loss – from teammate suicides to watching his...

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Ep. 132 – Paralyzed Weeks After Birth—Her Comeback Will Break You

They said she’d never walk again. They were dead wrong. Holly’s battle with Guillain-Barré Syndrome left her paralyzed and fighting for her life. Now she’s fighting to tell her...

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Ep. 131 – Why Equity > Salary: The Money Game They Never Taught Us

Buckle up for a raw, unfiltered journey of transformation that’ll make your entrepreneurial soul IGNITE! From a rough San Francisco neighborhood to selling his financial advisory firm, building groundbreaking...

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Why You MUST Put Your Kids in Sports as a Parent | Let’s Get Real Ep. 18

THE GAME-CHANGING POWER OF YOUTH SPORTS Former D1 football player drops UNFILTERED wisdom on why youth sports matter more than ever. No BS talk on football safety, when kids...

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Ep. 130 – The Art of Money Healing: Why Financial Therapy Matters

 Money doesn’t have to be cold, rigid, and intimidating. In this bold, thought-provoking episode, I sit down with financial therapist Rachel Duncan who’s revolutionizing how we heal our relationship...

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Why Do We Keep Dragging Each Other Down? | Let’s Get Real Ep. 17

WHY ARE WE THE WAY WE ARE? In this raw, unfiltered episode, Stoy rips the mask off society’s toxic habit of tearing each other down instead of building each...

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Ep. 129 – Stop Waiting to Be Perfect: Start Your Business Right Now

Ever feel trapped in your own box? In this brutally honest episode, Mss Francois (the Multi-talented and Super Sexy powerhouse from Trinidad and Tobago) exposes the immigrant journey nobody...

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Why You NEED Life Insurance in 2025 | Let’s Get Real Ep. 16

GET YOUR SHIT TOGETHER WITH LIFE INSURANCE Ever feel like those insurance salesmen are just vultures picking at your wallet? I used to BE one of those guys –...

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Ep. 128 – Medical Gaslighting & Rock Bottom Rebounds: Dr. Tara Harding’s Telehealth Revolution

Shoot us a message, we are here for you and we listen! Divorce papers in one hand, social services forms in the other. A small-town doctor facing financial ruin...

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PAY YOURSELF OR DIE BROKE | Let’s Get Real Ep. 15

Shoot us a message, we are here for you and we listen! Think you’re a real entrepreneur by pumping every damn penny back into your business? THINK AGAIN. In...

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Ep. 127 – THE POWER OF YOUR STORY W/ Aleya Harris

Shoot us a message, we are here for you and we listen! What if the biggest obstacle to your success isn’t what you think, but how you tell your...

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HUSTLE CULTURE IS KILLING YOU: THE DARK TRUTH NO ONE TALKS ABOUT

Shoot us a message, we are here for you and we listen! Grinding 24/7 isn’t the flex everyone thinks it is. It’s DESTROYING your life. In this raw, unfiltered...

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Ep. 126 – From Visibility to Profitability: The Real Path for Women

Shoot us a message, we are here for you and we listen! Sick of being seen but not paid? In this raw, unfiltered conversation, Shayna Davis reveals the brutal...

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THE AMERICAN DREAM IS DEAD. OWNING A HOME IN 2025? | Let’s Get Real Ep. 13

Shoot us a message, we are here for you and we listen! THE AMERICAN DREAM IS DEAD. OWNING A HOME IN 2025? F*CK THAT. The “white picket fence” fantasy...

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Ep. 125 – How Anika Jackson Built an Empire as a Single Mom

Shoot us a message, we are here for you and we listen! Left with nothing after divorce, forced onto food stamps, and watching her credit card decline at Walmart—Anika...

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YOU ARE TRAPPED: THE 5 MONEY TRAPS DESTROYING YOUR WEALTH | Let’s Get Real Ep. 12

Shoot us a message, we are here for you and we listen! WAKE THE FUCK UP. You’re caught in a financial cage of your own making. In this raw,...

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Ep. 124 – Liana Zavo’s Raw Journey Through Resilience, Rejection, and Rebuilding Her Life

Shoot us a message, we are here for you and we listen! In this no-holds-barred conversation, PR powerhouse Liana Zavo reveals how she transformed from a teenage mother with...

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THE TRUTH ABOUT DEBT THAT NO ONE ELSE WILL TELL YOU | Let’s Get Real Ep. 11

Shoot us a message, we are here for you and we listen! Your primary home is the WORST debt you could have. PERIOD. The ultra-wealthy know something you don’t:...

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Ep. 123 – Escaping the Hood, Breaking the Mold: Black Entrepreneurs Shattering Expectations

Shoot us a message, we are here for you and we listen! Two powerhouse Black entrepreneurs collide in this raw, unfiltered conversation that shakes up everything you thought you...

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TRUE WEALTH: BEYOND THE BULLSHIT | Let’s Get Real Ep. 10

Shoot us a message, we are here for you and we listen! Forget the dictionary definition – this isn’t about your bank account or the zeros behind your name....

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Ep. 122 – Overcoming Burnout, Divorce & Debt While Building a Business

Shoot us a message, we are here for you and we listen! Ever felt trapped between your business ambitions and a relationship that’s draining your soul? In this raw,...

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F’ING FEES – THE TRUTH ABOUT HOW ADVISORS GET PAID | Let’s Get Real Ep. 9

Shoot us a message, we are here for you and we listen! WARNING: THIS EPISODE WILL PISS OFF THE ENTIRE FINANCIAL INDUSTRY Tired of the bullshit? So is Stoy....

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Ep. 121 – From Trainer to CEO: How Devan Gonzalez Built a Fitness Empire

Shoot us a message, we are here for you and we listen! Struggling to balance your health and wealth? What if your physical fitness is the missing key to...

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SPEAK TRUTH. TAKE FIRE. NEVER BACK DOWN. | Let’s Get Real Exclusive – DEI

Shoot us a message, we are here for you and we listen! When a financial advisor steps up to defend DEI in an industry dominated by white men, the...

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Why Most Budgets Fail & How to Fix Yours | Let’s Get Real Ep. 8

Shoot us a message, we are here for you and we listen! That sick, vile feeling just hit your stomach, didn’t it? BUDGETING. Yeah, I said it. While 68%...

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Ep. 120 – The Sleep & Anxiety Cure They Don’t Tell You About!

Shoot us a message, we are here for you and we listen! Ever stare at your ceiling at 3 AM, mind racing while your doctor says “everything looks normal”?...

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Women’s PAY GAP is Just the Tip of the Iceberg | Let’s Get Real Ep. 7

Shoot us a message, we are here for you and we listen! LET’S GET REAL: THE PAY GAP IS BULLSHIT – BUT THE INVESTMENT GAP IS WORSE 82 cents...

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Ep. 119 – Momprenuer Reveals Amazing Natural Remedy for Sick Kids!

Shoot us a message, we are here for you and we listen! From sleeping on park benches as a runaway teen to selling her cauliflower company for 8-figures, Amy...

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How Fear Holds You Back from Financial Freedom | Let’s Get Real Ep. 6

Are your money fears SABOTAGING your wealth journey? In this raw, unfiltered episode, Stoy Hall exposes the three devastating fears that keep women financially frozen – and how to...

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Ep. 118 – From $24K to $2.5M: How Women Can Build Wealth & Confidence

FROM NOTHING TO MILLIONS: THE MISSING PIECE IN WOMEN’S WEALTH JOURNEY Women: are you stuck in financial quicksand while watching others build empires? Audrey Faust was once drowning in...

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Should You Join The Movement To Boycott Target Over DEI | Let’s Get Real Ep. 5

Ever wonder if boycotting a company means you should dump their stock too? Stoy Hall cuts through the noise and gets brutally honest about the disconnect between your values...

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Ep. 117 – From Bankruptcy to Boss: How This Hairstylist Built a 6-Figure Empire

🎧 WARNING: This ain’t your typical business success story. Meet Red – the tattooed, no-filter hairstylist who went from bankruptcy to building a $148K business by breaking every “professional”...

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Men vs. Women – Who Handles Money Better? | Let’s Get Real Ep. 4

Money isn’t just numbers – it’s deeply personal, especially between men and women. In this no-holds-barred episode, Stoy Hall rips open the curtain on why we fight about finances...

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Ep. 116 – From Corporate Boss to CEO: Black Woman’s Journey to Financial Freedom

Tired of playing small? Ready to shatter those glass ceilings? Dr. Renee Baker went from pushing papers in a cushy corporate job to building her empire – all because...

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Why Women & Minorities Feel Trapped in Financial Shame | Let’s Get Real Ep. 3

REAL TALK: Let’s Get F*REAL is the no-BS podcast that rips off society’s band-aids and dives straight into the raw truth about money, power, and who really gets to...

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Ep. 115 – From Fired While Pregnant to 6-Figure PowerPoint Queen

Ever been knocked down so hard you thought you’d never get up? Picture this: 8 months pregnant, career vanishing, and your world crumbling. That was Emily Schneider’s reality –...

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Breaking The Money Silence – A Hard Truth About Systemic Barriers | Let’s Get Real Ep. 2

TIRED OF PLAYING SMALL WITH YOUR MONEY? Listen up. This isn’t just another finance podcast – it’s your wake-up call. We’re ripping off the band-aid and talking about why...

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Ep. 114 – The Mental Load That’s Killing Your Business

Tired of feeling like you’re drowning in everyone else’s expectations while your dreams collect dust? Join mindset coach and air traffic controller Chrissi Sperduto as she exposes the hidden...

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They Said I Didn’t Fit In… They Were Right | Let’s Get Real Ep. 1

Ever been the only one in the room who sees things different? Good. That’s not your weakness – that’s your edge. I’m Stoy Hall, and I built a multi-million...

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Ep. 113 – From Orphan to Global Entrepreneur: How She Built Her Dream Life

Picture this: A young girl from Mongolia grows into a powerhouse entrepreneur, world traveler, and creative force. Today, I sit down with Aisha Makara, who proves that your circumstances...

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Why Top 1% Leaders Give Away $3M in Free Mentoring (And You Should Too)

🎯 Ever wonder why some of the world’s most successful people give away their time for FREE? Meet Dr. Deborah Heiser, a badass psychologist turned CEO who’s sparked a...

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Stop Making Excuses: How This Woman Built Her Empire at 40 | No BS

🎯 Ever catch yourself saying “I’ll start my business when…”? Stop. Right. There. Meet Christine Campbell Rapin, a powerhouse who launched her empire on a random Wednesday at 40...

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Why Every Successful Business Owner Needs These Collaboration Skills

Let me hit you with some real talk – building a business is lonely as hell. But what if I told you it doesn’t have to be? Meet Tanya...

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12 Days of Giving Day 12: From Cancer Diagnosis to Cancer-Free – A Business Owner’s Raw Story of Survival, Support, and Unexpected Joy

What happens when your life changes in the blink of an eye? In this powerful finale of our 12 Days of Giving series, successful business owner Shana Sissel shares...

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12 Days of Giving Day 11: The Life-Changing Power of Shutting Up and Actually Listening

Ever feel like everyone’s talking, but no one’s really listening? In Day 11 of our “12 Days of Giving” series, we sit down with Matt Halloran, a former therapist...

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12 Days of Giving Day 10: When Family & Money Collide – Healing Your Relationship with Both Through Understanding

Have you ever lent money to family and watched it destroy your relationship? Or felt the sting of shame when borrowing from loved ones? You’re not alone. In Day...

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