Guilt says you made a mistake. Shame says you ARE the mistake. And most people can’t tell the difference, so they stay stuck.
This is the first ever NoBS Wealth® Roundtable, and we did not ease into it. I sat down with two financial therapists, a nervous system expert, and a marketer who’s lived all of it to talk about the three things quietly running your money behind the scenes: shame, the freeze, and first gen wealth guilt. No scripts. No fluff version of these people. Just the real conversation.
Watch, then go take your step forward.

Hosted by @stoyhall, CFP®, founder of Black Mammoth and host of the
NoBS Wealth podcast.

Chapters
00:00:00 The first NoBS Roundtable starts swinging
00:02:00 How one small money choice spirals into shame
00:03:00 You’re comparing your insides to their outsides
00:05:00 Guilt vs shame: the difference that changes everything
00:11:00 Why your brain keeps walking the same shame path
00:20:00 Financial trauma is real, and it’s treatable
00:23:00 Stop using productivity to numb your anxiety
00:28:00 Frozen by the 2026 chaos? Here’s the actual move
00:40:00 The joy money line that belongs in every budget
00:48:00 First gen wealth guilt and betting on yourself

More from the panel: Tessa Santarpia, Full bios for Ashley Quamme, Rachel Duncan, Kristina Hall, and Tessa are on the Collective at nobswealth.com.

New episodes every Wednesday.