Shana made a simple but powerful point. Dismissing a topic as “a scam” isn’t analysis. It’s avoidance. Advisors should be able to articulate their position clearly, even when the answer is no.

Thoughtful reasoning builds trust. Blanket statements destroy it. Asking challenging questions is how you evaluate whether your advisor is informed, curious, and capable of guiding you through uncertainty.

No explanation is still an explanation.

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