You filed for divorce. You got an attorney. You split the assets. And somewhere in all of that, nobody talked about what it was going to do to your taxes. That’s the conversation most people never have, and it’s the one that costs them the most.

In this episode, I’m sitting down with Jamie Lima, CDFA and CFP, to break down exactly what goes wrong financially when divorce and tax season crash into each other. We cover filing status rules, dependent claims, QDROs, pension valuations, and why the statement your pension plan sends you is almost never the real number. We also get into a real client case that had a business, three properties, a 401k, and an unexpected distribution nobody planned for.

This is real. This is practical. And if you’re going through it or about to, you need to watch the whole thing.

Chapters
0:00 The Real Moment: What People Miss When Divorce Meets Tax Season
1:45 Why Your CPA and Attorney May Both Be Leaving Money on the Table
4:00 Real Client Case Study: Business, Properties, and a Distribution Nobody Saw Coming
6:15 Asset Tracing: When Something Shows Up That Wasn’t in the Agreement
9:30 Noise vs. Truth: Should You Just File Jointly and Deal With Divorce Next Year?
12:45 I Make More, So I Should Claim the Kids
15:00 The QDRO Explained: How to Split Retirement Accounts Without Getting Crushed on Taxes
19:45 Why AI Is Creating Problems in QDRO Documents Right Now
23:00 Pensions in Divorce: Why the Statement Number Is Almost Never the Right Number
28:00 Secure Split: Jamie’s New Software Built for Divorce Professionals
31:30 The One Thing You Should Do If You or Someone You Know Is Going Through a Divorce