Q4 isn’t a vibe. It’s a scoreboard. Authority over volume. Here’s how to sprint to year-end without selling your soul or spamming the feeds.

@stoyhall | Subscribe: https://www.youtube.com/@nobswealth

Black Mammoth (Modern Family Office): https://www.blackmammoth.com

In this episode:
• Why the calendar pressure is a head fake and how to reset your Q4 (clarity over chaos).
• Apprentice → Expert → Authority → Celebrity: what actually moves you up the ladder.
• The system: record once, repurpose with intent, and stop using the Yeti.
• AI sharpens strategy. Humans do the work. Period.
• Attraction marketing beats the hard close (and Google says it takes ~20 touches).
• The “perfect content formula” and 15-minute daily discipline.
• Metrics that matter: grow the owned list, drive actions, ignore the dopamine.
• Brand filter: would Red Bull/Nike post this? If not, it’s a no.
• ProudMouth’s Influence Snapshot: find your gaps fast.

Chapters
00:00 Cold open & setup
01:00 Q4 pressure vs clarity
03:00 Authority → celebrity: consistency over volume
06:00 One-to-many system; platforms; kill the Yeti
07:00 AI supports strategy, doesn’t replace it
10:00 Attraction marketing over hard sell (20 touches)
19:00 Simple content system: “after-meeting” videos
22:00 Metrics that matter: owned audience & CTAs
28:00 Brand filter: Nike/Red Bull test
31:00 ProudMouth Influence Snapshot + wrap

Guest — Matt Halloran (@proudmouth )
LinkedIn: https://www.linkedin.com/in/matthalloranpm/

YouTube: https://youtu.be/C7PnGaQoLhc

Instagram: https://www.instagram.com/matthew_halloran_/?hl=en

TikTok: https://www.tiktok.com/@matthewhalloranauthor

X: https://x.com/MattHalloran

Facebook: https://www.facebook.com/mahalloran

Money isn’t just a tool. It’s your partner. If you’re tired of panic headlines and bad takes, this is your reset. @DrPrestonCherry Preston Cherry, CFP, joins me to build financial harmony that stands up in uncertain times: align life and money, then execute with a plan you’ll actually follow. @stoyhall

Timestamp:
00:00 Why money feels heavy right now + holiday emotions
02:02 Money as a partner, not just a tool (yes, even down to two-ply)
04:10 What “financial harmony” really means: wealth secured wellbeing
08:02 Alignment first, strategies second
09:15 Lifestyle creep: purpose vs proving and the 5 Ps
12:05 Cash hoarding vs cash moat; beating the “inflation bedbugs”
16:20 Handling panic: admit, acknowledge, take action
19:05 Flat-fee advice and a fiduciary membership community
24:00 The human element vs AI; cutting through Reddit noise
25:20 Planning in a “down cycle” people actually feel
29:20 Do this now: pause, pray, process + the mirror self-audit
33:20 Wrap Up and resources

Guest: Dr. Preston Cherry, CFP
LinkedIn: https://www.linkedin.com/in/drprestoncherry/

Facebook: https://www.facebook.com/drprestoncherry

Instagram: https://www.instagram.com/drprestoncherry/

TikTok: https://www.tiktok.com/@drprestoncherry

X: https://x.com/drprestoncherry

Bonus clip: https://youtu.be/MmXJm-BBJME

Follow NoBS Wealth
YouTube: https://www.youtube.com/@nobswealth

Host: @stoyhall
Black Mammoth: https://www.blackmammoth.com

About this episode
We define financial harmony, separate wealth from wellbeing, and lay out a practical cash moat strategy so you stop reacting to headlines. You’ll leave with a self-audit you can do today and a path to align your dollars with your real life.

You want financial peace?

Start by holding yourself accountable.
Not by buying another policy.

Not by calling a professional.

Not by opening a new credit card and calling it “backup.”
Start by doing the boring, unsexy thing:
Fully fund your emergency fund.

Not half. Not “almost there.” Not “well, I’ve got a few hundred sitting in checking.”
Because when shit hits the fan—and it will—

those dollars are the difference between calm and chaos.
This isn’t about fear. It’s about freedom.

Don’t just talk about building wealth.

Make sure your foundation doesn’t crumble first.
🎧 Watch the full clip here →https://youtu.be/aCx9zCcjhII

Everyone loves to hate on insurance… until they’re the one who needs it.

Most people think insurance companies are just suits out to screw you.
And honestly? I get it.

But the data tells a different story — and if you actually look at where the money goes, you might be surprised.

This isn’t about lining pockets or polishing CEO statues. It’s about risk. It’s about reserves. It’s about making sure someone is there when your worst-case scenario becomes real life.

Disability insurance isn’t flashy. But when life hits the fan? It’s the thing that keeps your family above water.

Don’t wait until you’re desperate to start asking questions.
📺 Full video → Click Related video 🔗

If insurance is a waste of money, then you’ve never had to use it.

And honestly? I hope you never do.

Because the only time it feels worth it… is when everything else is falling apart.

It’s not about stats. It’s not about fear. It’s about responsibility.

Maxwell said it best: even if the odds are 1 in 1,000, that one still deserves a plan.

Especially if that one is you.

You don’t wait until disaster hits to realize what you should’ve done.

Check the box. Make the call. Protect your people.

📺 Full video → Click Related video 🔗

You can’t fake generational wealth by staying quiet.

If you’re on the privileged side thinking “there’s nothing for me to fix” — you’re missing the point. Wealth isn’t just money. It’s access. Knowledge. Emotional work. Family power.

I did this work alone at first. It burned me out. I hit walls. But over the last few years I started bringing more people in. Now the next generation is stepped in, talking. Planning. Building.

If you want TRUE wealth, not just margin, you gotta shift the mindset. The community. The energy.

🎧 Full episode → Click Related video 🔗

Let’s stop pretending everyone starts from the same starting line.

“Just make more money” is not a wealth plan … it’s a cop-out. Because while you’re being told to hustle harder, other families are quietly passing down access, relationships, and generational knowledge most people don’t even know exists.

Wealth isn’t just dollars. It’s legacy. It’s strategy. It’s proximity to power.

And if no one handed it to you, you’ll need to build it differently.

🎧 Full episode here → Click Related video 🔗

This whole “I’ll just figure it out myself” mindset is exactly why first-gen wealth feels so damn hard.

Dr. LaTanya White broke it down ….if you’re not reading, not asking the hard questions, not building a coalition inside your own family… you’re not creating wealth.

Here’s the truth:
You might be the first, but you don’t have to be the only.

Start with education. Find your people. Share the playbook. Then go execute.

Nobody’s coming to save your legacy ….so you better build it yourself.

🎧 Watch the full episode → Click Related video 🔗

Not everyone in your circle is meant to come with you.

Especially when it comes to wealth.
Sometimes the room you’re in is the reason you feel stuck.

Not your mindset. Not your ambition. Just… the wrong room.
Your community shapes your standards.

And if nobody around you is building anything … guess what?

You’re going to start shrinking to fit in.

This episode is a must if you’ve been craving something bigger but feel like no one around you gets it yet.

🎧 Full episode → Click Related video 🔗

Don’t act surprised by your tax bill.

You didn’t plan ahead. You waited. And now you’re scrambling.

This is what happens when you treat year-end taxes like a to-do list instead of a strategy.

Every time the rules shift, people panic. But it doesn’t have to be that way.

Use this quarter to get ahead or keep repeating the same mistakes.

🎧 Full video with @goldenliontaxsolutions5605 → Click Related video 🔗

The media will give you a sliver of the story and call it fact.

But if you’re only listening to the headlines, you’re missing what actually matters. The info floating around right now? Partially true. But that “big beautiful bill” people keep talking about? It’s being twisted.

This is how misinformation spreads fast and leaves business owners blindsided.

If you want to build real wealth, you’ve got to dig past the surface.

🎧 Watch the full episode with @goldenliontaxsolutions5605 for the full breakdown → Click Related video 🔗

Morgan didn’t even blink when I asked this…

“What if I just write off my haircut? Or my kid’s bike?”

Her answer?

Sure. If you’re cool with the IRS making your life hell for the next 10 years.
This isn’t about getting away with stuff.

It’s about getting ahead — legally, strategically, and with professionals who know what they’re doing.

Play it smart now or pay for it later.

🎧 Listen now with @goldenliontaxsolutions5605 Full video → Click Related video 🔗

You waited until March to call your tax person…

and now you’re shocked you owe money?

Morgan said it perfectly:
“If you’re handing over a box of receipts and hoping for the best, you’re not planning…you’re reporting.”

Tax planning isn’t something you do after the year ends.

It’s something you do right now.

This is when the smartest business owners sit down and ask:
What pivots can I make before December 31st to minimize what I owe?

That’s how you build wealth.

🎧 Listen now: Full video with @goldenliontaxsolutions5605 → Click Related video 🔗

If you’re using AI for video, just know… the internet is laughing at you.

People are spotting this stuff faster than ever. Even your grandma can clock a fake video.

Listen, we use AI in our business. But not for video content.

Why? Because it’s so obvious.

It pulls people out of the experience instead of drawing them in.

You want attention?

Be real. Be smart. Be better than a blurry Elon Musk deepfake.

🎧 Listen now: Full video → Click Related video 🔗

Headlines sold you a fairy tale. The One Big Beautiful Bill is not simple, and “no tax on tips” is not what you think. Here is the real playbook for Q4 and 2025.

Host: @stoyhall
Guest: Morgan Anderson, EA

WHAT YOU’LL LEARN
• What OBBB actually changes for owners this year and next
• Why “no tax on tips” is limited and how reporting still matters
• Which credits are fading or shifting and how to plan around them
• Why DIY software will lag after code changes and who should avoid it
• The “laugh test” for deductions so you stop guessing
• How to choose a real tax pro and verify credentials fast
• The Q4 checklist that keeps you off the penalty list

WHO THIS IS FOR
• First-gen owners who want control, not surprises
• S corp and LLC operators with payroll, benefits, or tipped staff
• W-2 earners who keep getting hit with April tax bills
• Anyone tired of clickbait tax talk

DO THIS NEXT
• Reconcile books through last month and project to year-end
• Fix withholding or estimates before the deadlines hit
• Match incentives to your business, not the headline
• Document deductions that pass the laugh test, cut the rest
• Book one meeting with your tax pro and advisor this month

CHAPTERS
00:00 Why Q4 tax planning actually matters
02:00 Stop waiting until March and playing defense
03:00 Key dates you cannot miss this fall
04:00 Expiring credits and retro changes you need to manage
07:00 The “laugh test” for deductions that won’t get you burned
12:00 “No tax on tips” explained without the fairy tale
17:00 Entity realities for owners, vehicles, and what still works
22:00 DIY software traps after code changes
26:00 Withholding vs estimates and how to fix numbers now
31:00 How to choose and verify a real tax pro

LINKS

• NoBS Wealth channel: https://www.youtube.com/@nobswealth

• Black Mammoth site: https://www.blackmammoth.com

• Morgan Anderson, EA — LinkedIn: https://www.linkedin.com/in/morgan-anderson-ea/

• Golden Lion Tax Solutions — Instagram: https://www.instagram.com/goldenliontaxsolutions

REAL TALK
This is not politics. It is execution. The rules are the rules. If you want to keep cash and sleep in April, you act in Q4.

Drop your question in the comments, then send this to the owner who still plans taxes in March.

You ever had a video hit 40K on TikTok and then absolutely tank on every other platform? We have. That’s the game now. One algorithm will throw you a bone while the others starve you out.

That’s why being on just one platform is a dumb move. You can’t build long-term momentum with short-term flukes.

Get your ass on multiple platforms. Don’t overthink it. Just show up everywhere your audience might be. This isn’t about viral spikes. It’s about staying alive online.

🎧 Listen now: Full video → Click Related video 🔗

@kristina.e_hall came in and said it straight:

If your website sucks, your emails don’t exist, and your internal systems are chaos…

then your social media is just smoke and mirrors.

Likes won’t fix a broken client journey.
Reels won’t repair a bad funnel.
Aesthetic means nothing if the foundation is trash.

You want real growth? Get your house in order.

🎧 Listen now: 📺 Full video → Click Related video 🔗

@kristina.e_hall broke it all the way down.

If you’re spinning your wheels, wondering how often to post, when to post, or where to even begin… stop.

She shared exactly what works:

✅ Start with 3 posts a week

✅ Stick to midday — 12pm is the magic hour (for most)

✅ And above all: stay consistent.

This is straight from a strategist who’s seen what actually moves the needle.

📺 Full video → Click Related video 🔗
🎧 Listen now: Spotify & Apple Music

I didn’t build this podcast to stroke egos or stack downloads.

I built it because every week, someone’s facing a big decision and getting paralyzed by the wrong voices.

You shouldn’t have to dig through 100 episodes to find something useful.

You shouldn’t need a financial dictionary just to take a next step.

So here’s how this works:
➡️ We drop new episodes weekly.
➡️ Each one tackles a topic real people are living through money, trust, partnership, family, legacy.
➡️ Pick the one that fits your next big move.
➡️ Use it. Apply it. Run with it.

And if you’ve got a question for the Collective, send it in.
We’ll bring it to the mic and make it real.

🎧 Listen now: Full video → Click Related video 🔗

I didn’t build the No BS Collective to sound smart. I built it because I was DONE watching people get half-ass advice from “experts” who’ve never been in the trenches.

We’re talking financial planners who actually know what it means to serve divorced women, first-gen families, minority founders, and people who are done having kids.

Accountants who don’t sugarcoat the tax code.

Attorneys, therapists, marketing leaders, insurance assassins.

And one badass woman you’ll never forget when she hits the mic.

You’ll see them. You’ll hear them. You’ll f*cking feel them.

And if you’re wondering why 31… that was my college football number. And I still play to win.

🎧 Listen now: Full video → Click Related video 🔗

Most podcasts just scratch the surface.

They give you that little itch but never get deep enough to actually SOLVE anything.

I’m done with that shit.

We made this shift because you deserve more.

You’re gonna hear experts disagree. You’re gonna hear raw truths.

But you’ll never hear bullshit. Not on my watch.
This isn’t just about what’s trending or what sounds smart.

You’re going to walk away with something real to act on TODAY.

No fluff. No maybes. No “think about it” later.

Let’s get to work.

🎧 Listen now: Youtube, Spotify, Apple Music. @stoyhall

They say you’re here for wealth knowledge.

I say you’re here because you’re tired of the B$.
This is the reset.

No more surface-level convos. No more vague advice. I’ve built the No BS Collective.. a crew of vetted professionals I personally trust. Financial planners. Tax pros. Therapists. Attorneys. Brand ops. All killers, no fillers.

Each episode? 30 to 45 minutes of raw truth. What the media’s saying. What we actually do. And what the hell you should be doing right now to build real wealth.

This isn’t fluff.
Welcome to the reset.

🎧 Listen now: Full video → YouTube —https://youtu.be/0mktbXbnSmc

#wealthbuilding #financialliteracy #financialfreedom #moneytips #moneymindset

Divorce is a wealth event, not just a life event. Most people don’t realize that until they’ve already lost money, time, and peace of mind. In this episode, I sit down with Certified Divorce Financial Analyst Jamie Lima to expose the myths, lay out the real math, and give you the playbook to walk away without regret. @stoyhall

Jamie and I hit the hard truths:
• Divorce rates spike during recessions, and most people are financially unprepared.
• Alimony is rarely forever—most states push rehabilitative support, not lifetime checks.
• The 50/50 split is a trap. A judge may stamp two $500K assets “equal,” but taxes make a 401(k) worth far less than home equity.
• Attorneys litigate. They don’t build wealth strategies. That’s where a CDFA makes the difference.
• Prenups and postnups aren’t just for the rich—they’re marriage insurance.
• Mediation with a plan saves money. Litigation without strategy bleeds you dry.

Jamie shares his own mistakes—writing 144 alimony checks, letting his lawyer drive the process, and paying the price. He explains where clients waste the most money, how emotional emails and texts drain accounts, and why you need to think like the CEO of your life, not a passenger.

We give you the first moves before you file:

Inventory income, expenses, assets, liabilities.

Secure access to accounts and freeze if needed.

Pull a 3-bureau credit report from annualcreditreport.com.

Protect your health—divorce will drain you if you let it.

Build your team: CDFA, attorney, therapist, and a support system that won’t disappear.

Finally, Jamie previews his Secure Split platform and free toolkit, built to help clients model alimony, child support, pensions, and taxes with clean data instead of guesswork.

This is not theory. It’s battle-tested strategy from someone who’s lived it and now fights so others don’t repeat his mistakes.

Watch the full episode, drop your questions, and share it with someone who needs the truth about divorce and money.

Timestamp
00:00 Why divorce is a wealth event
02:00 Survival mode vs planning for life after divorce
05:00 Myths: alimony forever, “never marry,” bad advice online
08:00 How alimony really works and what drives it
10:00 The 50/50 split trap and the tax drag nobody talks about
12:00 Why attorneys shouldn’t run the money
14:00 Prenups and postnups as “marriage insurance”
17:00 What a CDFA actually does in divorce strategy
21:00 Where people lose the most money in divorce
23:00 Emotional traps that sabotage smart decisions
24:00 First steps before filing: docs, accounts, credit, freezes
27:00 Build your team and protect your health
31:00 Standing up to bullies and mindset shifts
33:00 Secure Split preview: new tools for divorce planning

Insurance isn’t boring—it’s the defense line of your wealth game. Ignore it, and you’re playing without protection.

@stoyhall sits down with Maxwell Schmitz to crush the myths around insurance, income protection, and disability coverage. If you think your work plan is enough, or that you’re too young to care, this episode will snap you out of it.

Chapters:
00:00 Why insurance matters now
01:45 Why people treat insurance as an afterthought
04:20 Disability vs life insurance: the hidden risk
07:10 Myth 1: “I’m too young for that”
09:30 Why work coverage isn’t enough
14:00 Myth 2: “Insurance is a waste of money”
16:20 Reframing insurance inside a wealth plan
20:00 The biggest misunderstanding about insurance
23:10 Questions to ask your advisor
25:30 Two policies to review before year end
28:00 The one move you must make today
30:00 Closing thoughts – you’re not alone

Watch, comment, and share. The NoBS Collective is here to give you the truth.

We’re getting brutally honest about wealth, legacy, and the truth behind systemic barriers. This isn’t another fluffy financial talk—this is about breaking cycles and building real generational wealth.

I sit down with Dr. LaTanya White to talk about financial trauma, systemic oppression, and the hard realities of being a first-generation wealth builder. If you’ve ever felt like traditional wealth advice doesn’t apply to you—this conversation explains why.

Chapters:
00:00 Why Legacy Gaps Matter
02:00 Dr. White’s Research Journey
05:30 The Reality of Starting from Scratch
08:00 Healing Money Trauma & Family Tensions
10:00 Why Traditional Wealth Advice Fails Us
12:30 Media Myths: Opportunity, Investing, Mindset
16:00 Why Community Is Non-Negotiable
21:00 Generational Trauma & Forgiveness
27:00 Roadmap for First-Gen Wealth Builders
32:00 Recording Family Knowledge & Stories
34:00 Leveraging Community for Real Growth

📌 Watch more NoBS Wealth: https://www.youtube.com/@nobswealth

📌 Learn more at: https://www.blackmammoth.com

📌 Follow Stoy: @stoyhall

Q4 is the noisiest quarter of the year. Most businesses will drown in it because they’re focused on more volume instead of better strategy. In this episode, Stoy Hall sits down with Kristina Hall to expose why Q4 demands a different approach, how AI is changing the game (and not always for the better), and what business owners should actually do to stand out.

We cut through the noise, destroy the myths, and give you real strategies you can act on before year-end. If you’re tired of chasing algorithms and posting just to post, this is your playbook for Q4.

📺 Watch more No BS Wealth: https://www.youtube.com/@nobswealth

🎙️ Follow Stoy Hall: @stoyhall
🌐 Learn more: https://www.blackmammoth.com

⏱️ CHAPTERS
00:00 Why Q4 is different
01:00 AI content: noise, bots, and rage-bait
04:30 Posting daily vs. posting with intention
07:00 Which platforms actually matter in Q4
10:30 Why Q4 is too late to start planning
16:00 The biggest shifts in social media this year
20:30 What’s working now: storytelling and authenticity
24:00 What to avoid: hashtags, stock photos, AI-only content
27:00 Action steps for business owners this week
29:00 The mindset shift to finish the year strong
31:00 Exact posting cadence and timing that works

The reset is here. No fluff. No endless bios. No surface talk. The NoBS Collective is taking wealth conversations deeper than ever before.

I’m @stoyhall and this is your front row seat to real experts, real conversations, and real action you can use right now. Forget what the media feeds you. We’re cutting through the noise and giving you the truth about money, wealth, and the steps to actually move forward.

This isn’t entertainment. This is education that matters.

Timestamps
00:00 Why we’re resetting NoBS Wealth
01:20 What makes the NoBS Collective different
03:15 The new structure: Intro, Myths vs Reality, Expert POV, Action Steps
05:00 Who’s in the Collective (planners, tax pros, attorneys, therapists, more)
07:30 How to use this show for your wealth journey
08:45 What’s coming next: Christina Hall, Morgan Anderson, Preston Cherry, Dr. LaTanya White, Jamie Lima
10:00 Why this isn’t just another podcast—it’s a movement

Watch more here:
NoBS Wealth YouTube: https://www.youtube.com/@nobswealth

Let’s Get Real YouTube: https://www.youtube.com/@LetsGetFReal

Listen on Podcasts:
Spotify: https://open.spotify.com/show/5hRolFyn4QkcTXPCqyDNbp?si=9928847f3f824ee7

Apple: https://podcasts.apple.com/us/podcast/nobs-wealth/id1598154326

Stay connected:
Newsletter + resources: blackmammoth.com

Want to be a writer? Write.
Want to scale your business? Start experimenting.

The fastest way to clarity is action.
Even if it’s messy. Even if it flops.
The process teaches you more than planning ever will.

Whatever your goal is, start today. Let it be imperfect.
Let it be real.

Follow for more real talk on building wealth and serving clients with purpose.

You don’t need a brand new idea to make a big impact.

In estate planning, there’s rarely something completely new. And chasing flashy trends just to stand out? That’s a quick way to get called out.

What works is timeless. What lasts is built on clarity, trust, and experience.

Start sooner. Focus on what matters. Stick with what actually works.

Follow for more grounded insights on money, estate planning, and legacy.

Have you ever stopped yourself from asking for help because you assumed you’d be judged?

Even with people who love us and want to help, past money experiences can create hesitation.

We tell ourselves stories like, “They’ll think I’m irresponsible” or “They’ll hold it over me.”

But what if those assumptions aren’t true?

Sometimes the real barrier isn’t the money. It’s the fear tied to it.

Follow for more honest conversations about money, relationships, and rewiring your mindset.

That’s just how we’ve always done it” is one of the most dangerous things you can say about money.

Whether it’s how you were raised, how your parents viewed debt, or how your family handled lending just because it’s tradition doesn’t mean it’s truth.

Financial patterns can be updated. Cycles can be broken. Beliefs can be rewired.

You can still enjoy the syrup on your biscuits. Just do it with intention.

Follow for more fresh takes on money, mindset, and financial healing.

In most relationships, there’s a money person… and a not-money person.

So how do you bridge the gap when one partner handles it all and the other wants nothing to do with it?

It starts with willingness on both sides.
Yes, the “CFO” of the relationship can take the lead, but real financial intimacy requires participation from both partners.

Because at the end of the day, a wealthy marriage is built on shared responsibility, trust, and open conversation.

Follow for more real talk about money and relationships.

Let’s talk about financial infidelity.

It’s not about cheating in the way you might think. It’s about hiding money decisions, secret spending, or gatekeeping financial information from your partner.

And yes, it’s done intentionally.

Whether it’s a secret credit card, a hidden account, or not being honest about debt, financial infidelity can break trust just as much as any other betrayal.

Follow for more honest conversations about money, relationships, and building trust where it matters most.

Some people really are just trying to survive.
It’s something we were told as kids

But you don’t really feel it until adulthood hits hard.
Divorce. Grief. Financial stress.

Whatever you’re carrying , someone out there is carrying even more.

This isn’t about comparison, it’s about perspective

And offering grace wherever you can.

Follow for more real-talk that actually makes you think

A QDRO (Qualified Domestic Relations Order) is the legal document that makes it possible. It outlines exactly how a 401k or similar retirement plan gets divided between both parties.

It includes:
• Who gets what
• For how long
• Who the beneficiary is

And yes, it’s legally binding.

Follow for more financial clarity without the fluff.

The one who felt hopeless
The one who didn’t know where to turn
The one who thought they’d always be stuck

Financial education is missing in this world. And too many people are limited not by laziness or failure but by a lack of knowledge and support.

This work is emotional because it matters.
Money impacts everything.
And no one should be left behind because they didn’t know what they didn’t know.

Follow for content that helps you take your power back financially.

Even if you’re in the 400s, there is a way out. It’s just not going to happen overnight. And anyone promising to fix it in 24 hours is selling you a lie.

Late payments hurt. But they aren’t permanent. It just takes time, strategy, and the right knowledge to rebuild.

Especially if the account is closed, there’s more room to work with. The key is understanding how credit repair really works.

Follow for honest conversations about credit, financial recovery, and building lasting wealth the right way.

Jay breaks down why having a “just in case” strategy can ease anxiety and help you feel more in control. Whether it’s getting a second passport or outlining a move you may never make, the real power comes from knowing you have options.

Sometimes the freedom isn’t in the move. It’s in knowing you could.

Follow for more real conversations about building security, safety, and long-term freedom.

If you owe taxes, the clock is already ticking.

Penalties and interest start building the moment your payment is late and they don’t stop.

Waiting doesn’t make it go away. It makes it worse.

This is your reminder to take action now before the balance grows.

🎧 Catch the full conversation now on the No BS Podcast → Click Related video 🔗

There are a thousand reasons why someone might end up with tax debt.

Life happens. Circumstances shift. And most of the time, people are just doing their best.

You don’t need shame — you need a plan.

🎧 Catch the full conversation now on the No BS Podcast: Link in bio

If you get a notice from the IRS, don’t panic and definitely don’t ignore it.

The worst thing you can do is let fear take over and shut down communication. Stay in close contact with your tax professional and respond early.

Silence doesn’t make the problem go away. But action can give you control.

🎧 Catch the full conversation now on the No BS Podcast→ Click Related video 🔗

When it comes to the IRS, silence is not safety — it’s a setup.

A lot of taxpayers think if they’re not hearing anything, they’re in the clear. But that quiet is just the calm before the IRS moves in with liens, levies, and wage garnishments.

It’s not about fear. It’s about being proactive. Because when you wait for the knock at the door, it’s already too late.

🎧 Catch the full conversation now on the No BS Podcast → Click Related video 🔗

You build your own.
Tessa didn’t start a company just to be a boss. She did it because traditional spaces weren’t willing to push the boundaries of what was possible.

Now she leads a team of experts who are just as committed to staying on the edge of innovation and doing meaningful work that actually helps people grow.
This is what happens when vision meets courage.

🎧 Catch the full conversation on the No BS Podcast → Click Related video 🔗

What if your nervous system is the reason you keep hitting a ceiling with your income?

You can have all the strategy in the world, but if your body doesn’t feel safe holding success, you’ll self-sabotage without even realizing it.

That fear of losing it all, that sense of not being grounded, it’s not just a mindset. It’s your nervous system sounding the alarm.

This episode breaks down why regulating your internal world is the key to sustainable wealth.

🎧 Catch the full conversation now on the No BS Podcast → Click Related video 🔗

What happens when the game ends?

For athletes, that final snap isn’t just the end of a season. It can feel like the end of an identity.

You’ve lived and breathed the sport. Now what?

That in-between moment—the loss of structure, the unknown, the silent question of “who am I now”—can be overwhelming.

But it’s also a blank canvas. A chance to build something new.

To rediscover what else you’re great at. To ask questions and start fresh.

🎧 Catch the full conversation with @10Korleh now on the NOBS Podcast- link in bio.

Every sport carries risk.

The difference? Football teaches grit, teamwork, pressure, and leadership in a way few other activities can.

And if full-contact isn’t your thing, flag football is growing fast. It’s safer, competitive, and yes, even Olympic-worthy.

So if fear is the only thing holding you back, maybe it’s time to look at the bigger picture.

🎧 Catch the full conversation with @10Korleh now on the NOBS Podcast → Click Related video 🔗

Not everyone has the most talent on the field but everyone has the chance to outwork the next guy.

If you’re only in it for the jersey and the game day vibe that’s fine. But don’t expect results.

Because right now there are high school players getting paid. There are athletes grinding behind the scenes who want it more.

And if you’re not taking your effort seriously on and off the field why should anyone else?

Hard work stacks. Grit matters. How you do one thing is how you do everything.

🎧 Catch the full conversation with @10Korleh now on Youtube → Click Related video 🔗

What if the real breakthrough comes after the fall?

Chancellor drops a quote that hits deep—success and destruction can follow the same path. It’s not about the failure, it’s about what you do next. That’s where the growth happens.

You don’t need to have it all figured out. You just need to give your heart to the process and stay locked in.

🎧 Catch the full conversation with @10korleh now on the NOBS Podcast.
📺 Full video → Click Related video 🔗

Ready to break free from the invisible chains holding your success back? In this no-fluff episode, we’re diving deep with neuroscience-based wellness expert Tessa Santarpia on how trauma, burnout, and emotional patterns are literally wired into your brain—and how that’s messing with your money.

From childhood trauma to toxic relationships, from anxiety to burnout recovery, Tessa lays out how your nervous system may be sabotaging your financial decisions. And guess what? You can rewire it—starting now.

Whether you’re a woman in business, an entrepreneur on the edge, or just trying to heal and grow, this episode will shift your entire perspective on wealth, wellness, and worth.

🔥 TIMESTAMPS & TOP MOMENTS
00:00 Why your brain and body are fighting your financial growth
02:00 Tessa’s shift from traditional medicine to brain-body integration
04:55 How Visualize in 360 helps rewire anxiety, burnout & trauma
06:50 Quick science-backed tools to calm the nervous system
10:00 What “survival mode” really looks like and how to shift out
13:00 Visualization vs reality: how athletes & leaders train their mind
17:30 Why we MUST stop ignoring emotional triggers in financial decisions
20:45 “Fun Money” budgets, dopamine hits & smarter money planning
22:10 The #1 reason wealth feels unsafe for so many
24:00 Daily mindset rewiring: the truth about consistency
27:30 Measuring change: how her clients SEE results on brain scans

🔗 RESOURCES & LINKS
💻 Work with Stoy: https://blackmammoth.com/power-hour
🎙 Explore financial truth: https://nobswealth.com
🧠 Rewire with Tessa: https://visualizein360.com/

Feeling Trapped by the IRS? You’re Not Alone.

Too many entrepreneurs, especially women and small business owners, suffer in silence when it comes to financial trauma. In this episode of NoB$ Wealth, we rip the shame off the tax conversation with tax debt expert Morgan Anderson, EA—and we’re not holding back.

If you’ve ever gotten that dreaded IRS letter and spiraled into anxiety, fear, or guilt… this one’s for you.
We’re diving deep into:

Why tax debt isn’t criminal (but silence is dangerous)

How childhood trauma and toxic relationships play into your money mindset

What to do right now if you’re overwhelmed with back taxes or notices

The difference between “just filing taxes” and true financial freedom

And why burnout recovery starts with facing your financial truth

This is the kind of emotional healing we don’t talk about enough—because money and trauma are often linked. And if you’re trying to build wealth while dragging around tax shame, this episode could be your turning point.

🎯 Whether you’re a woman in business, a self-employed hustler, or a W-2 employee who just messed up your W-4—you are not broken. You just need a damn plan.

⏱️ TIMESTAMPS
00:00 The IRS Boogeyman & Your Money Trauma
02:00 Morgan’s Origin Story: From Candles to Tax Rescue
04:15 Will I Go to Jail? The Real Truth About Tax Debt
07:00 Wage Garnishments, Levies & the Fear Loop
10:30 Why Individuals Fall Into Debt (It’s Not What You Think)
13:45 How W-2 Workers Get Blindsided by Withholding
16:00 Business Owners: You’re Probably Missing THIS
19:00 Sales & Payroll Tax Mistakes That’ll Wreck You
24:00 Your Tax Pro Isn’t Telling You Enough
27:00 What Tax Resolution Actually Looks Like
31:00 Final Truth: Don’t Let Shame Keep You Stuck

🔗 RESOURCES & LINKS
✅ Get Real Help Now: https://www.goldenliontaxsolutions.com/
✅ Want 1:1 Wealth Coaching? Book a Power Hour: https://blackmammoth.com/power-hour
✅ Explore More Real Wealth Truths: https://nobswealth.com

Sometimes the only thing holding you together is the quiet presence of the people who never left.

She doesn’t remember every detail of being near death. But she remembers who sat beside her.
The long hours. The silent strength. The love that kept her grounded.

A reminder that support can speak louder than words when you’re at your lowest.

🎧 Catch the full conversation with @hollyaftergbs now on the No BS Podcast.
📺Full video → Click Related video 🔗

Ever feel like your story isn’t big enough to share? That was the case until everything changed.

After surviving a rare illness and being separated from her baby for months the questions started rolling in.
What was it like in the ICU?
How did you make it through?
What was it like coming home?

There was no way to fit it all into a five minute answer so she wrote it all down and shared the truth.
Raw real and honest.

This episode is a reminder that your experience matters and sharing it might help someone else feel less alone.

Listen to the full podcast with @hollyaftergbs now → Click Related video 🔗

There was a time when being diagnosed with something rare meant facing it completely alone. No answers, no community, just confusion.

But today, connection is just one message away. Holly shares how finding others who’ve walked a similar path helped her feel seen, understood, and supported.

This is your reminder: if you’re struggling, you’re not alone. Someone out there understands and wants to help.

🎧 Catch the full conversation with @hollyaftergbs now on the No BS Podcast → Click Related video 🔗

Holly Frances reminds us that even in life’s darkest moments, we’re capable of so much more than we realize.

There’s pain. There’s heartbreak. There’s horror.
But there’s also strength. Stillness. Survival.

Just being here is proof of your resilience and a reminder that your story is still unfolding.

🎧 Listen to the full conversation with @hollyaftergbs on the No BS Podcast → Click Related video 🔗

Your life isn’t a waiting game.
You’re a creator. The power to change your reality is already in your hands.

When you create, you don’t just change your surroundings—you impact the people around you.
You shift the energy.
You bring new opportunities into existence.

You can build the relationships you want.
You can craft the health you deserve.
You can create the business you dream of.

Stop waiting. Start creating.

🎧 Catch the full conversation on YouTube → Click Related video 🔗
💬 What are you creating today?

The plan was crazy. But it worked.

Build something exclusive. Use the profits to fund mass production. Make it accessible to the world. All while decreasing carbon emissions and creating a more sustainable future.

This isn’t just business. It’s a blueprint for scaling impact and changing the world.

🎧 Catch the full episode on YouTube and podcast platforms
💬 What’s your big plan?

Dasarte Yarnway shares a powerful truth. Once you have the knowledge, the tools, and the experience, the next step isn’t just growth. It’s about building something of lasting value.

Enterprise value means stepping up to create real impact, not just serving a small community but expanding your influence globally.

🎧 Full conversation on YouTube and @tXhg
💬 Are you ready to build something that lasts?

Forget quick wins and flashy cash. The real game-changer in finance is equity.

Equity isn’t just about ownership; it’s about how you use your time, talent, and money to build something that lasts.

The question isn’t can you build equity.

It’s: Are you willing to make the decisions today that will set you up for life?

🎧 Catch the full convo on YouTube → Click Related video 🔗 all podcast platforms
💬 How are you using your resources to build equity?

It might sound wild, but this journaling prompt can change everything.
Here’s how it goes:

Start with “Dear Money…” and pour out everything you feel frustration, fear, love, confusion.

Then flip it. Write Money’s letter back to you. You’ll be amazed at what it has to say.
This simple practice can spark healing and shift your entire relationship with money. Curious?

🎧 Watch the full conversation on YouTube → Click Related video 🔗podcast platforms
💬 Have you ever written a letter to your money? Let’s chat.

On this episode of the podcast with Rachel Duncan, we’re calling out the vague manifest-abundance trend.

Everyone says they want abundance—but what does that even mean? More money to stop worrying about bills? Or wealth so big you don’t even have to think about it?
Here’s the real talk:

💰 The more money you have, the more you’ll need to manage it.

💡 Instead of chasing “abundance,” let’s focus on real numbers and the life you actually want.

Because abundance isn’t magic and money isn’t either.

🎧 Catch the full episode on YouTube + Full video → Click Related video 🔗 + podcast platforms
💬 How do you define enough when it comes to money?

In the latest episode of the podcast with Rachel Duncan, we dig into this uncomfortable truth.

When you focus on people, the money comes naturally.

When you focus only on money? People notice and not in a good way.

In this episode, we’re breaking down:
💥 Why people-first strategies win in the long run
💥 How to balance care and profit in your business
💥 What it really takes to build something meaningful

🎧 Catch the full conversation with Rachel Duncan now + Full video → Click Related video 🔗 + podcast platforms
💬 Which side of this are you on? Let’s talk ⬇️

Here’s the truth: everyone has to interact with money. No one gets to say, “This isn’t for me.” But when you look at who’s leading the conversations, especially in finance, it’s clear that many voices are still being kept out of the room.

I’ve been there, speaking up and getting pushback from those who think the system is fair because they were allowed in. But how can you prove your merit if you can’t even get a seat at the table?

We need to talk about access. We need to talk about breaking down barriers.

💬 Have you ever felt like you had to work twice as hard just to be seen? Let’s talk.
🎧 Watch the full conversation on YouTube + podcast platforms

What happens when your darkest moment becomes the blueprint for your greatest success? In this powerful episode of the No BS Wealth Podcast, @10Korleh Chancellor Jackson shares how he went from being locked up in a Beijing jail cell to becoming a bestselling author, entrepreneur, and advocate for emotional and financial freedom.

This conversation is raw, inspiring, and full of real talk on trauma healing, accountability, and what it takes to rebuild your life with purpose.

We explore:

– The reality of being arrested abroad

– Breaking cycles of childhood trauma and embracing full emotional healing

– Turning personal pain into a publishing empire

– Coaching others through financial trauma and life setbacks

– How football shaped his identity, mindset, and career in entrepreneurship

– Why grit, community, and ownership matter in the journey toward financial freedom

Whether you’re battling burnout, stuck in a toxic environment, or ready to reclaim your power, this is your sign to bet on yourself—and start writing the damn book that’s been on your heart.

🔗 Timestamps
00:00 Intro: Locked up in Beijing?!
01:45 The arrest: what went down
04:15 Why accountability saved his mindset
06:20 Finding purpose in a jail cell
08:00 From story to bestseller: writing the book
10:45 Creating a self-publishing business
12:30 Coaching young men & building impact
16:00 Why football teaches grit and growth
20:00 Life after sports: identity, struggle, reinvention
23:15 The Nipsey Hussle quote that guides his life
24:30 Final words: Own your story. Share your truth.

Subscribe and follow the No BS Wealth Podcast for more unfiltered conversations that help you build wealth, heal deeply, and grow intentionally.

🔗 Resources Mentioned:

Work with Stoy 1-on-1 → blackmammoth.com/power-hour
Explore our ecosystem of truth and transformation → nobswealth.com
Publish your story with Chancellor’s team → korlehpublicationsllc.com

🖤 This is for the ones who’ve been through hell and still got a story worth telling.

We talk about the “you’re the average of the five people you spend the most time with” quote…

But how often do we actually check who those five people are?
Who are you texting?

Who’s on your call log?

Who’s in your corner cheering you on—or quietly draining your energy?

@TheMssFrancoisShow1 breaks it down: not everyone around you is meant to go the full distance with you.

Some are just constituents. Some are comrades.

Confidants? You might only ever find one or two in your whole life.

✨ So here’s the invitation:

Audit your circle. Reclaim your time. Protect your energy.

🎧 Full convo now → Click Related video 🔗 + podcast platforms

💬 When’s the last time you evaluated your circle?

Mss Francois dropped a truth bomb we don’t talk about enough:

Yes, you can start solo.

Yes, you can bootstrap.

But eventually? You’re going to need support—and yes, you’ll need money.
Building a team doesn’t always mean full-time employees.

It could be digital. Freelancers. Virtual help.

But the point is: you don’t have to do this alone.
And saying “I don’t need help” or “I’ll figure it all out myself” is just a delay tactic.
Start with you.

Then grow the team that helps you scale.

🎧 Catch the full conversation with @TheMssFrancoisShow1 on YouTube → Click Related video 🔗 + podcast platforms

💬 Who’s one person you’d love on your dream team right now?

Failure isn’t a bad word.

It’s just what happens when something doesn’t work.

And trying to dress it up in fancier language doesn’t change what it taught you.
We all miss the mark sometimes.

What matters most is whether you stay down or learn how to move differently next time.

Call it what it is and then keep going.

🎧 Full episode with @TheMssFrancoisShow1 now on YouTube → Click Related video 🔗 + all podcast platforms

💬 What’s one failure that actually helped you grow?

@TheMssFrancoisShow1 said something that hit deep:

When you’ve lost yourself in a relationship, when you’re crying on the floor or eating through the pain—you don’t need quick fixes or fake confidence.

You need to feel it.
Not for two years.

Not with every person you meet.

But long enough to be honest with yourself.
Because pretending you’re fine only pushes the pain down deeper.

Healing starts with acknowledging where you actually are.

🎧 Watch the full episode with Mss Francois on YouTube → Click Related video 🔗 + all podcast platforms

💬 What’s something you’ve been rushing to move past instead of sitting with it?

In this raw and real episode of the No B$ Wealth Podcast, @stoyhall sits down with the unapologetically bold and hilarious Mss Francois host of “@TheMssFrancoisShow1 ” and “Caribbean Brilliance.” Together, they dive deep into trauma healing, emotional resilience, financial trauma, and how women can confidently rebuild after life punches them in the face—especially when it comes to money mindset, entrepreneurship, and toxic relationships.

🔥 Whether you’re stuck after a breakup, burned out in business, or feel trapped by your upbringing—this episode is the push you didn’t know you needed.

Mss Francois doesn’t just keep it real—she exposes the truth with humor, heart, and healing.

💸 Topics include:

Trauma healing and laughter as medicine

Childhood trauma and how it sabotages your wealth

Rebuilding confidence after financial and emotional setbacks

Why perfectionism kills entrepreneurship

How to identify and cut ties with toxic friends, family, and habits

Time as currency and protecting your energy

Women in business and owning your power

The real immigrant hustle and building your legacy from scratch

TIMESTAMPS:
00:00 Meet Mss Francois: From Trinidad to NYC
02:00 Breakups, Identity Loss & Emotional Healing
05:00 The Lie of Perfectionism in Business
07:30 Fear of Failure vs. Fear of Success
10:30 Being Betrayed by Family, Saved by Strangers
13:00 Building Your Circle: The Power of New Energy
15:00 Time Is Your Currency: How to Protect It
17:00 How Humor Became Her Superpower
21:00 The Mss Francois Show: Turning Pain into Purpose
25:00 First Money Memory & Healing Financial Trauma
28:00 One Action You Can Take Today to Change Everything

🔗 Connect with Mss Francois:
LinkedIn
Facebook
Instagram
TikTok
Twitter/X
YouTube

🔔 Subscribe for more bold conversations around financial freedom, emotional healing, and the truth about building wealth in today’s world. This isn’t your average finance show—this is No B$ Wealth.

So many women put everything else first:

The job. The kids. The partner. The schedule. The community.

And by the time your health starts screaming for attention… it’s already deep.

Don’t wait for a crisis. Start now.

Make the appointment.

Ask the questions.

Have the conversation, even if nothing feels “bad” yet.
Because your body isn’t selfish for needing care.

It’s smart.
🎧 Full episode with@drtaraharding now on YouTube → Click Related video 🔗
💬 When’s the last time you prioritized your own health?

We’re not in the same world our parents were.

We don’t stay at jobs for 30 years.

We don’t wear the same shoes for decades.

So why do we shame ourselves for outgrowing people?

Tara and I talked about it:

Outgrowing a relationship, a role, or a version of yourself isn’t disloyal, it’s life.

Growth looks like change.

And sometimes, it even looks like returning to something… but on your terms this time.
It’s okay to evolve.

It’s okay to leave.

And it’s okay to come back differently.

🎧 Full episode with @drtaraharding now on YouTube → Click Related video 🔗 + all podcast platforms

💬 What’s one thing you’ve outgrown—and gave yourself permission to release?

When you’re going through a transition—personally or in business—you start to notice who’s really in your corner.
True community doesn’t drag you down. It lifts you through.

It’s your people.

The ones who say, “Same. Here’s what helped me.”

The ones who get it without judgment.

The ones who stay while everything else shifts.
And yes—some relationships will fall off.

Friendships. Family. Familiar comfort.

Let them. That’s not failure—it’s growth.
If you’re an entrepreneur or just feeling alone right now, remember:
You’re not.

You just might need to redefine what “community” really means.

🎧 Full episode with @drtaraharding now on YouTube → Click Related video 🔗 + all podcast platforms

💬 Who’s one person in your life that truly feels like community? Tag or thank them below

@drtaraharding knows what it feels like to lose yourself.

To hit that low point where your identity is gone and you’re not sure who you are without the relationship, the title, or the role you once held.
And in that space, everyone has an opinion.

“Move on.”

“Put on a cute outfit.”

“Get back out there.”
But real healing doesn’t come from distractions.

It comes from being willing to sit in the discomfort.

To feel it fully—without judgment.

Then decide how to rise.
You don’t need to fix it all overnight.

You just need to be honest about where you are.
🎧 Full episode with Tara Harding → Click Related video 🔗+ all podcast platforms

💬 What’s one moment you gave yourself permission to feel instead of hide?

This episode will wake you up! From growing up in a war-torn immigrant family to selling his financial firm and launching a tech platform that could reshape sports media — Dasarte Yarnway breaks down how trauma, loss, and hustle shaped his wealth journey.

🎙️ We unpack how childhood trauma, financial trauma, and the burden of being “the only one” in the room drove him to financial freedom. Whether you’re a woman in business, an athlete turned entrepreneur, or someone healing from burnout and broken systems — this conversation is for you.

🔐 Real talk on:

Equity vs. salary mindset

Building & selling a business as a Black advisor

Why your first money memory still runs your bank account

How men process grief & identity while grinding for success

Creating not just content, but legacy

👀 And we didn’t hold back…

⏰ TIMESTAMPS
00:00 Intro: This episode is different (for real)
01:10 Dasarte’s powerful backstory from Liberia to San Francisco
05:10 Losing his father & discovering how trauma shaped his drive
07:00 Money memories: Bankruptcy, the hustle, and a paint job worth $36M
10:00 Why he started (and sold) his financial firm
15:45 Burnout, clarity, and changing his career trajectory
18:30 From advisor to fintech to investor: playing the equity game
23:00 The truth about entrepreneurship no one talks about
25:50 Introducing Bench: His new startup merging sports + tech
31:00 Advice for creators & entrepreneurs: CREATE IT.

🔗 Connect with Dasarte Yarnway:
Twitter: https://x.com/dasarteyarnway
Bench Platform: [coming soon]

💥 If this episode hit you in the chest, let us know in the comments. Share your story, tag a friend, and subscribe for more raw conversations from the frontlines of building wealth without the bullshit.

She gave birth… and 3 weeks later, she couldn’t walk.

In this gut-wrenching episode of NoB$ Wealth, @stoyhall sits down with @hollyaftergbs , a mother, entrepreneur, and survivor of Guillain-Barré Syndrome—a rare autoimmune disease that left her paralyzed and fighting for her life just weeks after giving birth. From ICU to inspirational speaker, Holly shares her journey through trauma healing, rediscovering purpose, and reshaping her money mindset while rebuilding her body, mind, and future.

This episode isn’t just about survival—it’s about emotional healing, reclaiming power, and showing up fully when the world tries to break you. Whether you’re navigating burnout recovery, financial trauma, or just need to hear someone say, “You’re not alone”—this is your moment.

🔥 Women in business who’ve battled childhood trauma, toxic relationships, or medical crises… this is the episode that will speak to your soul.

💸 Learn how Holly faced her darkest days, what financial freedom now means to her, and how she turned pain into powerful entrepreneurship.

Timestamps:

0:00 Intro: Stoy’s powerful opening on survival & resilience
1:00 Holly’s life before everything changed
3:00 The first signs of something terrifyingly wrong
6:30 The diagnosis: Guillain-Barré Syndrome
7:00 Paralysis sets in—Holly loses her ability to walk and breathe
9:00 “I wanted to die” — the ICU mental toll
10:00 The survivor who changed everything
12:00 Relearning how to walk, mother, and live again
14:00 What courage really means in the darkest moments
16:00 Turning pain into purpose: Holly’s viral advocacy
18:00 Finding strength through community
20:00 Writing “Life Support” and helping others heal
24:00 The financial reality of illness & recovery
26:00 Holly’s first money memory & lessons from scarcity
27:00 Final words: Why your voice, your story, your fight matters

🔗 Grab Holly’s book “Life Support”: https://www.hollyfrances.com
🎙️ Subscribe to the NoB$ Wealth Podcast for raw, real convos about life, money & mindset.
💬 Drop a comment if this episode hit you deep—we want to hear your story.
📩 Ready to take control of your financial freedom? Book a Power Hour: BlackMammoth.co

🎨💸 Art Therapy Meets Money: Healing Financial Trauma Creatively
WATCH THIS if you’re tired of toxic financial advice that ignores your reality.

In this episode of the No B$ Wealth Podcast, I sit down with Rachel Duncan—a financial therapist, art therapist, and co-founder of the @themoneyhealingclub —to go deep on money mindset, trauma healing, and what it really takes to reclaim your financial power.

This isn’t about budgeting apps or saving lattes. This is about unpacking your emotional relationship with money, how your childhood trauma still shows up in your spending, and why chasing credit card points is probably screwing you over.

Whether you’re a burned out entrepreneur, a woman in business tired of being gaslit by financial bros, or just someone trying to untangle their worth from their wallet—this episode is for YOU.

👀 TIMESTAMPS:
00:00 Why We Keep Bringing on Therapists (and You Should Care)
01:00 Meet Rachel Duncan & the Birth of the Money Healing Club
03:50 The Art of Emotional Healing Through Money
05:30 Why Traditional Finance Leaves People Out (Especially Women & POC)
07:45 The Real Problem with “Abundance Mindset” BS
10:00 Why You Probably Hate Talking About Money—and How to Fix That
13:00 Truth Bomb: The Wealthy Have MORE Money Stress
15:10 Lifestyle Inflation is Killing Your Financial Freedom
17:30 Fund Money: The Budgeting Trick You Need
19:00 How to Hack Impulse Spending Without Shame
22:30 Budget Flexibility Greater Than Budget Rigidity
24:00 Credit Card Points Are a Scam (Unless You’re Doing THIS)
26:00 Rachel’s First Money Memory & Financial Parenting Lessons
29:00 Write a Letter to Money: A Game-Changing Healing Exercise
31:00 Final Thoughts on Entrepreneurship, Emotional Wealth, and Why We’re Done Playing the Old Money Game

Subscribe for more unfiltered conversations that blend wealth with real life.
👊 This isn’t theory. It’s real talk for people who are done with the B.S. around money.

👇 Drop your biggest money trauma in the comments. Let’s talk about it.

She lost a six-figure job. Faced an unexpected divorce. Was nearly on food stamps. But Dr. Tara Harding didn’t just survive—she built a full-scale women’s health clinic from scratch and took her power back.

In this raw and unfiltered episode of No B$ Wealth, @drtaraharding shares her full-circle journey through trauma healing, financial trauma, infertility, entrepreneurship, and emotional recovery. From growing up in a rural town of 800 people to fighting legislative battles for women’s health rights—her story will light a fire under anyone stuck in burnout, toxic relationships, or money mindset traps.

This isn’t your typical “bounce back” story. This is about burning the damn blueprint and building your own.

💥 If you’ve ever faced burnout, betrayal, or broken systems—this episode is YOURS.

Timestamps:

00:00 Intro: Why Dr. Tara Harding is a straight-up badass
01:00 Small-town roots, big-time resilience
02:30 Building a clinic with no MD in sight
03:20 Infertility, endometriosis, and finding purpose
04:10 Divorce, rock bottom, and financial freefall
05:40 From welfare line to 10-provider practice
07:00 Emotional trauma and redefining identity
08:20 Losing friendships and finding true community
10:30 Power of telemedicine in women’s health
12:15 Coaching vs. clinical care—Tara’s next chapter
14:40 The ugly truth about medical gaslighting
18:00 Fighting for women’s rights at the Capitol
21:00 When legislators say infertility is “God’s punishment”
24:00 Why YOUR voice matters more than ever
26:00 Writing a book on women’s health advocacy
30:00 First money memory & money mindset evolution
34:00 The #1 health tip every woman needs right now

🎙️ Topics Covered:

Financial trauma after divorce

Trauma healing & emotional recovery

Entrepreneurship from rock bottom

Toxic relationships and burnout recovery

Rebuilding your money mindset

Women in business & leadership

Medical gaslighting and infertility care

Childhood trauma’s impact on success

Telemedicine and modern healthcare advocacy

The truth about financial freedom as a woman

📚 Grab Tara’s Book + Follow Her Here:

🔗 LinkedIn
🔗 Facebook
🔗 Instagram
🔗 TikTok
🔗 X / Twitter
🔗 Pinterest
🔗 YouTube

🔔 Subscribe to No B$ Wealth for real stories, real numbers, and real freedom.
🧠 Don’t just heal—take back your wealth, health, and future.

Let’s be honest—most people have short attention spans and big egos.

So when you tell a story, even if it’s your own… they’re silently asking:

“Is this about me?”
“Is it going to help me five minutes from now?”

That’s why how you tell your story matters.

It’s not just about sharing pain. It’s about connecting through it.

It’s about showing what changed, how you grew, and why it matters to the person listening.

Make it real.

Make it relevant.

And always bring it back to what they need to hear.

🎧 Catch the full video → Click Related video 🔗 + all podcast platforms

💬 How do you make your stories resonate with others?

You’ve seen the memes.

You’ve probably laughed.

But then you think—
Wait… is that real?

That internal dialogue, that constant narrator, that voice that’s always got something to say—

Not everyone has that?

And if they don’t… what does that feel like?

Sometimes what seems like a joke opens up a deeper
question:

How do we all process the world so differently—and what happens when we assume we’re all thinking the same way?

🎧 Watch the full episode on YouTube → Click Related video 🔗 + all podcast platforms

💬 Voice in your head… or nah?

You don’t need a grand plan. You just need one different breath.

That’s it.

Not a reinvention. Not a total restart.

Just a moment to say—

“I’m allowed to pivot.”

“I’m allowed to backtrack, jump ahead, or belly flop my way through this.”

The path doesn’t have to be perfect.

It just has to be yours.

🎧 Full conversation now on YouTube → Click Related video 🔗 + all podcast platforms

💬 What small shift are you making this week?

Aleya Harris says it best:

You don’t need to be perfect.

You don’t need to overcome everything.

You need to realign with who you already are.

The judgment we put on our choices—the left turns, the messy middle, the “I should’ve known better”—is what keeps us small.

But when you stop trying to be flawless, and start being real?

That’s when people connect. That’s when your story clicks.

And yes—that’s when the money starts to follow.

🎧 Full clip with Aleya Harris now on YouTube + all podcast platforms + link in bio

💬 What story have you been afraid to share because it felt too imperfect?

You don’t have to change what you do.

You just have to rethink how you present it.

If you position yourself too narrowly, you shrink the size of the opportunities that come your way.

Major media and corporations aren’t always looking for the most specific expert—they’re looking for someone who fits into a broader conversation.

That’s why building an umbrella brand is the move.

It allows you to own your niche and scale beyond it.
Don’t just market yourself as a podcast expert, a weight loss coach, or a financial advisor.

Own the bigger transformation. Speak to a bigger room.

That’s how you start landing game-changing deals.

🎧 Full conversation → Click Related video 🔗 + all podcast platforms

💬 What broader theme does your work fall under?

We’ve been sold this idea that balance means giving everything equal time.

But real life doesn’t work that way. Especially not when you’re raising kids, running a business, or trying to grow something meaningful.

It’s not about keeping it all perfectly even—it’s about giving attention where it’s needed right now.

That’s not failure. That’s harmony.

🎧 Catch the full conversation on YouTube → Click Related video 🔗
🎙️ Audio → Spotify & Apple Podcasts

💬 What are you choosing to prioritize in this season?

What does it really mean to be ahead of your time?

It’s not just vision.

It’s loneliness.

It’s delayed traction.

It’s learning to be patient while the world catches up to what you already see.

From being raised by a single Black father—a rare story in itself—to constantly being told she had an “old soul,” this guest reflects on what it feels like to always be a little further ahead… and why that makes patience such a necessary skill.

🎧 Full episode on YouTube → Click Related video 🔗
🎙️ Audio → Spotify & Apple Podcasts

💬 Have you ever felt like you were waiting on the world to catch up?

In this episode, Shayna Davis shares the moment she realized that not every room filled with people who look like you is a room where you’ll grow.

Yes, you naturally attract who you are.

But Shayna got honest—she wasn’t seeing the commitment, growth, or results in the rooms she expected to thrive in.

So she made a decision:

Go where the growth is.

Even if that means being the only one who looks like her in the room.

Because loyalty to comfort will never outrank commitment to excellence.

🎧 Full episode now on YouTube → Click Related video 🔗
🎙️ Audio → Spotify & Apple Podcasts

💬 Have you ever had to outgrow your comfort zone to step into something greater?

In business, it’s simple:

You either care about money first.

Or you care about people first. There’s no in-between.

When you build your business around serving people well, the money follows.

But the fulfillment you get from helping others?

That’s the real reward—and no paycheck will ever match it.

🎧 Full episode now on YouTube → Click Related video 🔗
🎙️ Audio → Spotify & Apple Podcasts

💬 What matters most to you in the business you’re building?

It’s easy to feel like you have to choose between being a good person and running a good business.
But here’s the truth we dive into in this episode:

You don’t have to cut corners.

You don’t have to put money over people.

And you don’t have to devalue yourself either.
You can make emotional, human-centered decisions—and still run a strong, respected business.

It’s not about choosing one. It’s about leading with both.

🎧 Listen to the full conversation with @amplifywithanika on YouTube → Click Related video 🔗
🎙️ Audio → Spotify & Apple Podcasts

💬 Have you ever struggled to balance heart and business?

In this episode, we break down the real difference between being rich and being wealthy.

Rich is flashing zeros.

Wealthy is living a life full of joy, purpose, and impact.
It’s not just about having money.

It’s about using it as a tool—on your terms—not being trapped by it.

🎧 Full episode now on YouTube → Click Related video 🔗
🎙️ Audio → Spotify & Apple Podcasts

💬 What’s your definition of true wealth? Let’s talk

“Yes, you have bills. But you still deserve to treat yourself.”

Anika Jackson knows what it’s like to put everyone else first.
Business expenses. School costs. Kids. Life.

But even in the middle of all that—she makes it a point to set aside a little something just for her.

Not big, flashy things. Just small reminders:

“This is for my desk setup. This is to make my house feel good. This is to remind myself I matter, too.”

Because being responsible doesn’t mean forgetting yourself.

And taking care of others starts with taking care of you.

🎧 Full episode now on YouTube → Click Related video 🔗
🎙️ Audio → Spotify & Apple Podcasts

💬 What’s one small way you’ve invested in yourself lately?

In today’s world, authenticity isn’t optional—it’s expected.

Your audience doesn’t want surface-level success stories. They want depth. They want the truth.

Don’t be afraid to share the hard parts. The messy middle. The lessons that nearly broke you but built you back better.

Because people don’t follow brands—they follow people.

And people trust those who show up with real value, not just results.

If you’ve been hiding behind the wins, it’s time to start speaking up.

Start the podcast. Film the video. Tell the story.

Someone needs to hear it.

🎧 Full episode with @PRMEDIAMOGUL now on YouTube → Click Related video 🔗
🎙️ Audio → Spotify & Apple Podcasts

💬 What’s one truth you haven’t shared yet—but should? Let’s talk

Marketing and advertising will never do what PR can.

You can pay for a billboard. You can pay to be featured in an ad.

But PR? PR is earned.

When a journalist writes about you, when a TV station invites you on air—it’s because your story matters.

Not because you paid for a spot, but because you brought a message people need to hear.

That’s the difference between noise and influence.

And if you want to be seen as a thought leader, that third-party validation is everything.

🎧 Full episode with @PRMEDIAMOGUL → Click Related video 🔗
🎙️ Audio → Spotify & Apple Podcasts

💬 Have you ever thought about what PR could do for your brand? Let’s talk.

Just because someone else hit their goals in 3 years doesn’t mean you’re late.

The most peaceful kind of success is the one built on your terms.
When you let go of the timeline, you gain clarity, focus, and peace.

Your path is the point.

🎧 Full episode now @PRMEDIAMOGUL available. Full video → Click Related video 🔗

💬 What timeline are you learning to let go of?

Whether it’s what you’re wearing or what you’re saying—you’re making an impression the second you walk into the room.

From galas and fundraisers to business events and networking rooms, how you present yourself speaks before you ever do.

✅ Your presence is part of your brand.

✅ Your appearance tells part of your story.

✅ And if you want to be seen as an authority—you’ve got to show up like one.

This isn’t about ego. It’s about owning your space.

🎧 Catch the conversation with @PRMEDIAMOGUL Full video → Click Related video 🔗

💬 What’s one thing you do to boost your presence before walking into a room?

There’s no ‘right age’ to have it all figured out.

We’re taught there’s a timeline—degree by this age, married by that age, kids, house, career, and so on.

But what if that timeline doesn’t fit your life?

The truth is, younger generations are starting to break away from those expectations. They’re experimenting, taking risks, and in many cases, building success in ways that don’t make sense to older models.

Why? Because they were given the space to figure it out on their own.

The pressure to follow the rules is real—but it’s not required.

🎧 Listen to the full conversation with @_izzybakeoven on YouTube.
Full video → Click Related video 🔗

💬 Have you ever felt pressure to meet a certain timeline?

You can’t save everyone if you never save yourself.

In many minority communities—especially in Black culture—there’s a deep pressure to support everyone around you before you’re even stable yourself.

And what happens?
You never truly get ahead.

The cycle of barely enough keeps repeating, generation after generation.

Breaking that cycle doesn’t mean you don’t care about your people.

It means you’re building a foundation strong enough to actually support them—for real, and for the long term.

🎧 Listen to the full conversation with @_izzybakeoven → Click Related video 🔗
🎙️ Audio → Spotify & Apple Podcasts

💬 Have you felt this pressure before?

#minoritycommunity #blackculture

You can’t become what you’ve never seen.

So many people grow up never seeing someone who looks like them win.

They don’t know what success actually looks like. They don’t believe it’s real. And that feeling of being alone? It can push people into two very different directions:

1️⃣ Do the hard thing—figure it out and build something

2️⃣ Or take the easy path—numb it, settle, or give up
It’s not always about motivation. Sometimes it’s about exposure.

🎧 Full conversation with @_izzybakeoven now → Click Related video 🔗
🎙️ Audio → Spotify & Apple Podcasts

💬 Have you ever felt like success wasn’t meant for you?

#success #dohardthings #businessmotivation #businessowner

What if the key to financial freedom and emotional healing wasn’t in another marketing hack — but in your damn story?

In this raw, bold, no-fluff episode, I sit down with Aleya Harris — award-winning speaker, author, private chef turned storytelling consultant — as she takes us through her unbelievable journey: layoffs, career pivots, postpartum depression, and a $250K success that slipped through her fingers. This is the kind of real talk every woman in business, every entrepreneur, and every person healing from financial trauma needs to hear.

We go deep into:

– Why childhood trauma hijacks your money mindset

– The secret link between burnout recovery and storytelling

– How your “I’m fine” mask is blocking real success

– Tools to process anxiety, overwhelm, and unworthiness

Why “letting go” sounds easy, but feels impossible — and what to do about it

No gimmicks. No sugarcoating. Just unfiltered entrepreneurship, trauma healing, and the truth about what it really takes to build a business that aligns with your soul.

👇 Connect with Aleya Harris:
🔗 Website: https://www.aleyaharris.com/
🔗 LinkedIn: https://www.linkedin.com/in/aleyaharris/
🔗 Facebook: https://www.facebook.com/aleyaharrisgrowth/
🔗 Instagram: https://www.instagram.com/aleyaharris/

💥 If this hits home, drop a comment. We want to hear your story.

🔔 Don’t forget to like, subscribe, and hit that bell for more no-BS conversations on money, mindset, and meaning.

Timestamps:

00:00 The power of your story
01:40 From marketing to private chef to empire builder
03:00 Losing it all: layoffs, purpose, and ayahuasca
06:10 Money anxiety, panic, and emotional hijacking
09:20 Letting go when you’re addicted to control
11:55 Judging yourself vs. telling your truth
15:30 A voice in your head that won’t shut up? Yeah, same.
18:00 Her 3-part framework to transform your story
22:20 Why we crave realness more than ever
26:10 The toxic hustle of looking like “you’re fine”
28:40 First money memory: the bike that changed everything
32:00 Pain shapes us more than pleasure — and that’s a problem
36:10 Aleya’s step-by-step storytelling framework
40:00 The truth: Someone out there needs your story

What if your influence is the most overlooked asset on your financial statement?

In this raw and unfiltered episode of the No B$ Wealth Podcast, Stoy Hall sits down with powerhouse entrepreneur Shayna Davis to unpack how women can break out of survival mode and step into a life of purpose, profit, and power.

We talk real—from childhood trauma and money mindset struggles to entrepreneurship, burnout recovery, and learning how to turn visibility into profitability. This is not your average business podcast. This is a wake-up call for every woman tired of being seen but not paid.

Whether you’re a therapist, coach, speaker, or service-based business owner, this episode gives you permission (and the blueprint) to claim your space, build wealth, and walk fully in your purpose without the burnout.

👉 Listen in to discover:

How Shayna went from therapist to multiple 6-figure business strategist

Why niching down can actually keep you broke

What it means to operate in the influence economy

The power of healing from financial trauma and toxic relationships

How women can rewrite their money story and finally create financial freedom

⏱️ Timestamps:

0:00 Intro: Empowering Women to Lead with Power
2:00 From Therapist to Accidental Entrepreneur
6:00 Why She Was Disappointed in “Black Spaces”
9:00 How to Lead Without Apology as a Black Woman
13:00 The Myth of Balance vs. the Power of Harmony
17:00 The Reality of Burnout and Book Deals
21:00 Traditional vs. Self-Publishing Explained
25:00 Inside “The Influence Economy” Podcast
28:00 First Money Memory & Childhood Lessons
33:00 The Umbrella Brand Strategy to Land Corporate Contracts
36:00 Final Advice: Mass Market Appeal vs. Staying Stuck

🎁 Get Shayna’s Free Influence Economy Playbook
Go to https://influenceeconomyplaybook.com
Use code: FREE to access the visibility checklist, ROI calculator, and more!

🔗 Follow Shayna Davis online:
LinkedIn: https://www.linkedin.com/in/shaynarattler/
Facebook: https://www.facebook.com/shaynarattlerdavis
Instagram: https://www.instagram.com/shaynarattlerdavis/

The funniest people usually have the darkest pasts.

Ever notice how the most creative, hilarious people often carry the heaviest trauma?

There’s something about pain that fuels creativity. It’s like the mind tries to find light through humor, art, and expression—even if what’s underneath is heavy.

We talk about big names like Kanye and R. Kelly, but this goes deeper. A lot of people who make others laugh the hardest are often battling something most never see.

🎧 Catch the full conversation with @_izzybakeoven → Click Related video 🔗
🎙️ Audio → Spotify & Apple Podcasts

💬 Do you think pain drives creativity?

You can’t become what you’ve never seen.

So many people grow up never seeing someone who looks like them win.

They don’t know what success actually looks like. They don’t believe it’s real. And that feeling of being alone? It can push people into two very different directions:

1️⃣ Do the hard thing—figure it out and build something

2️⃣ Or take the easy path—numb it, settle, or give up
It’s not always about motivation. Sometimes it’s about exposure.

🎧 Full conversation now → Click Related video 🔗
🎙️ Audio → Spotify & Apple Podcasts

💬 Have you ever felt like success wasn’t meant for you?

#success #dohardthings #businessmotivation #businessowner

When everything feels urgent, and your to-do list is never-ending, the real challenge isn’t doing the work… it’s knowing what deserves your energy.

Some days, you want to focus on your own content, your goals, your creative momentum.

Other days? Client deadlines, tax season, and real-life responsibilities take over.
The secret isn’t balance—it’s boundaries.

It’s being able to say, “Not today,” even when there’s more to do.

Because there will always be more to do.
🎧 Listen to the full convo with @DeesDivineGuidance → Click Related video 🔗

💬 How do you protect your energy when everything feels urgent? Drop it below ⬇️