Daniela explained why “it’s too late” is usually a mindset problem, not a math problem. Money should be working for you, not controlling your decisions or limiting your future.

Your goals change with age, and that’s normal. The strategy adapts. What doesn’t change is the need to take ownership. Progress only happens when action replaces frustration.

No one fixes their finances by accident. They fix them by deciding to engage.

If you’re ready to take control instead of complain, message me.