Why do we treat insurance like it’s optional?

Like it’s only something to think about after something bad happens?

We walk around believing we’ll always go up — that risk, death, or disability couldn’t possibly apply to us.

We don’t plan for the worst because we’re too busy pretending we’re “temporarily embarrassed millionaires.” But hope is not a plan.

Insurance isn’t about fear. It’s about protecting the version of you that still has bills to pay when life flips upside down.

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